scams, email Niel Flamm scams, email Niel Flamm

Bill Is Back—Twice: Apparently My Fake PayPal Account Had a Busy Morning

At this point, I think Bill needs an intervention.


If you've been following my continuing adventures with scam emails, you may remember Bill. Bill is the mysterious person who keeps appearing in these fake invoices and event invitations, supposedly using my PayPal account to buy things I never ordered.


Well, Bill is back.


And this time, he brought friends.


On October 1, I received two more suspicious event invitations. They arrived just one minute apart.


The first came from Ramadhan Riyanto at 9:52 a.m.


The second came from Anne Gomez at 9:53 a.m.


Apparently, scammers believe in efficiency.


First Invitation: $499.99

Ramadhan invited me to:


“Your Order confirmed: INV#445016. Amount:$499.99”


How thoughtful.


According to the invitation, Bill supposedly paid $499.99 for a subscription using my “Pay_Pal” account.


Yes, Pay_Pal.


Maybe PayPal's lesser-known cousin.


And, naturally, if I didn't recognize the purchase, there was a convenient telephone number for the “Resolution Center.”


Convenient for whom is another question.


The invitation even gave me the familiar choices:


Going. Maybe. Can't Go.


I'm going with Can't Go.


I have a scheduling conflict.


I'm busy not losing $499.99.


One Minute Later: Another Party!

Apparently, declining one imaginary purchase wasn't enough.


At 9:53 a.m.—just one minute later—Anne Gomez invited me to another event:


“Geek Squad Order confirmed: INV#445027. Amount:$399.99”


And guess who made the purchase?


BILL!


Bill allegedly spent another $399.99 using my imaginary Pay_Pal account.


So within one minute, Bill supposedly racked up $899.98 in fake charges.


Bill, buddy...


We need to talk about your spending habits.


The Similarities Are Almost Comical

Put these two messages side by side, and the pattern is hard to miss.


Different sender.


Different invoice number.


Different dollar amount.


Different supposed Resolution Center phone number.


But almost everything else follows the same formula.


Both arrived as event invitations.


Both claim Bill used my PayPal account.


Both mention an “unknown seller IP.”


Both provide a telephone number to dispute the transaction.


Both create a sense of urgency around a purchase I supposedly didn't make.


And both contain a warning right there in the email:


“This event invitation was not sent by Meta. Please be cautious when clicking on links or providing personal information.”


At this point, the warning may as well be flashing in neon.


Yesterday It Was Geek Squad. Today It's a Doubleheader.

What makes this even funnier is that these arrived right after another fake Geek Squad invitation I recently wrote about.


That one claimed Bill spent $399.99.


Now Bill supposedly spent another $499.99 and $399.99.


My fictional friend is having quite a shopping spree.


If this keeps up, I'll need to stage a fictional financial intervention.


Why Send Two So Close Together?

I obviously can't know who is behind these messages from the emails alone, and I can't say whether the two invitations were generated by the same person or operation.


But the nearly identical wording and timing are worth noticing.


That's part of why I keep documenting these messages.


One strange email might make someone stop and wonder whether there's really a problem with an account.


When several nearly identical versions appear, the formula becomes much easier to see.


The company name can change.


The amount can change.


The sender can change.


The telephone number can change.


But the basic objective appears to remain the same:


Get me worried enough to respond before I stop and think.


I'm Still Not Calling

If I received a legitimate-looking notice about a PayPal, Geek Squad, bank or credit-card transaction I didn't recognize, I wouldn't use the telephone number supplied in a suspicious email.


I'd go directly to the company's official app or website and check my account independently.


The email doesn't tell me how to verify it.


That's an important distinction.


And I'm definitely not calling a mystery “Resolution Center” because Bill supposedly went shopping again.


Going? Maybe? Can't Go?

I still love that these arrive as event invitations.


Imagine putting these on my calendar:


9:00 a.m. — Lose $399.99


10:00 p.m. — Lose another $499.99


Dress code: Business casual.


Refreshments: None.


Financial regret: Complimentary.


RSVP?


Can't Go.

Keep Sending Me Your Scam Stories

I'll keep documenting these because the more examples we see, the easier it becomes to recognize the patterns.

If you've received a suspicious invoice, fake purchase notification, Facebook event scam, PayPal impersonation, Geek Squad message, or another creative attempt to separate you from your money, send me your story and screenshots at:

niel@nielflamm.com

Just remove or cover any sensitive personal or financial information before sending it.

As for Bill?

If anyone sees him, please tell him his Pay_Pal privileges have officially been revoked.

Read More
scams, geek squad, paypal Niel Flamm scams, geek squad, paypal Niel Flamm

Another Scam Invitation: Apparently I’m Invited to Give Away $399.99

My inbox has once again extended a very generous invitation.


This time, Maulana Utomo has invited me to an event called:


“Geek Squad Order confirmed: INV#88452. Amount: $399.99”


How thoughtful.


Some people get invited to weddings.


Some people get invited to birthday parties.


Apparently, I get invited to give scammers money or personal information.


I really need a better social life.


Going, Maybe, or Can’t Go?

This is my favorite part of these fake Facebook event invitations.


According to the message, I supposedly have a $399.99 Geek Squad order.


Naturally, The Facebook gives me three options:


Going

Maybe

Can’t Go


Let me check my calendar...


Nope.


Unfortunately, I'm busy that evening, not giving strangers $399.99.


I'm going with Can’t Go.



Bill Is Back!

Then I read the description, and an old friend has apparently returned.


Bill.


The invitation says:


“Bill has paid $399.99 for a subscription using your Pay_Pal account from an unknown seller IP.”


Bill!


We've talked about this.


In one of my previous mystery-subscription emails, Bill supposedly spent $450 using my PayPal account.


Now he's back for another $399.99.


At this point, Bill has more subscriptions than I do.


Someone needs to take away his imaginary credit card.


Geek Squad, PayPal and Facebook Walk Into a Scam...

This one throws several recognizable names into the blender.


The event title references Geek Squad.


The description references PayPal—although creatively written as “Pay_Pal.”


The email itself comes from a Facebook event invitation.


And then there's a phone number supposedly belonging to a “Resolution Center.”


That's a lot of recognizable branding packed into one message.


But there's also something else sitting prominently near the top of the email:


“Warning: This event invitation was not sent by Meta. Please be cautious when clicking on links or providing personal information.”


That's probably the most useful sentence in the entire email.


What Exactly Am I Being Invited To?

That's what makes these messages funny to me.


The email literally says:


“Tell them if you can make it.”


Make it to what?


My $399.99 unauthorized transaction?


Is there going to be cake?


Should I bring a gift?


Do I need to RSVP?


Because from where I'm sitting, this looks like an invitation to worry about a fake charge, call the number provided, and potentially hand over money, account information, personal information—or some combination of the three.


That's one party I'm happy to miss.


The Urgency Is the Point

The $399.99 isn't there because someone necessarily charged me $399.99.


It's there to get my attention.


The recognizable company names get my attention.

The “unknown seller” creates concern.

The telephone number gives me an immediate action to take.

Put everything together, and the hope seems pretty obvious:

React first. Investigate later.

I'm doing the opposite.

If I ever receive a suspicious message claiming I've been charged by a company, I can check the account independently through the company's legitimate app or website rather than using the contact information in the suspicious message.

I don't need Bill's help.

Thanks for the Invitation

So, Maulana, thank you for thinking of me.

Unfortunately, I must respectfully decline your invitation to potentially hand over $399.99 and my personal information.

I already have plans.

I'm going to hit Delete.

And Bill?

Please stop shopping.

Have a Scam Story? Send It My Way

These messages keep coming, and I'll keep documenting them.

If you've received a strange scam email, fake invoice, suspicious Facebook invitation, mystery purchase, phishing text, or another creative attempt to get your money or information, send it to:

niel@nielflamm.com

Send a screenshot and tell me what happened. Be sure to remove or cover any sensitive personal or financial information first.

Maybe your scammer can meet Bill.

They apparently have similar interests.

Read More
scams Niel Flamm scams Niel Flamm

They’re Back! Apparently I Paid $450 for Another Mystery Subscription

It’s been a little while, but apparently my scam social calendar is back in action.

For those who haven’t been following along, I’ve received some interesting emails over the past few months. According to my inbox, I’ve bought Bitcoin, renewed Geek Squad protection—more than once—and even had a watch repaired that I never sent anywhere.

Today, we return to an old favorite:

The Facebook Event Invitation Scam.

This time, “Brooke Alexandra” has invited me to an exciting event called:

“Your Subscription Payment of $450 was Paid. Your Order ID#663028”

Well, Brooke, thank you for the invitation.

Unfortunately, I have absolutely no idea what I supposedly subscribed to.

Going, Maybe, or Can’t Go?

My favorite part of these scams is still Facebook’s event format.

I’ve supposedly just discovered an unauthorized $450 PayPal transaction, and immediately underneath this alarming news, I’m asked:

Tell them if you can make it.

My choices?

Going.
Maybe.
Can’t Go.

Decisions, decisions.

I’m going with Can’t Go.

Not because I have another commitment. I try not to attend celebrations for fraudulent purchases.

Meet Bill, My Apparently Very Generous Alter Ego

The description gets even better.

It says:

“Bill has paid $450 for a subscription using your Pay_Pal account from an unknown seller IP.”

Who is Bill?

I have no idea.

Bill, please stop spending my imaginary money.

The message then provides a phone number and tells me to call if I don’t recognize the seller.

And then comes my favorite instruction:

“Please do not copy the number, type it manually to call.”

Oh, absolutely.

I'm not comfortable trusting a financial alert that asks me to type a phone number manually.

That’s practically the international symbol for:

“Nothing suspicious happening here!”

Meta Is Literally Warning Me

As with the previous versions, there’s an important message sitting prominently near the top:

“Warning: This event invitation was not sent by Meta. Please be cautious when clicking on links or providing personal information.”

That deserves more attention than the scary $450 headline.

The formula hasn’t changed much:

Create an alarming transaction.

Use a recognizable brand name like PayPal.

Please let me know if my account may have been compromised.

Give me a telephone number.

Please create urgency so I call before I stop to think.

And package everything inside a Facebook event invitation so the resulting notification looks more familiar.

The Scam Has One Big Problem

If my PayPal account really has a mysterious $450 transaction, I don’t need Brooke Alexandra—or Bill—to help me investigate it.

I can go directly to PayPal through its official app or website and check my account.

The same rule applies to suspicious emails claiming to come from a bank, credit card company, retailer, Geek Squad, or practically anyone else.

Don’t let the suspicious message tell you how to verify the suspicious message.

Verify it independently.

And don’t call a mystery number just because someone put “PayPal” next to it.

My Imaginary Spending Spree Continues

So let’s add another purchase to the growing list.

Bitcoin? ✔️

Mystery subscriptions? ✔️

Geek Squad? ✔️

Watch repair? ✔️

Another mystery $450 subscription? ✔️

At this point, the person living inside my spam folder has a considerably more exciting financial life than I do.

I’m just disappointed that after all this imaginary spending, nobody has emailed me to say I’ve purchased a beachfront condo in Thailand.

Scammers, if you’re reading this, at least make the next fake purchase interesting.

Have a Scam Story? Send It My Way

Now I want to hear what’s landing in your inbox.

If you’ve received a scam email, suspicious text, social media message, fake invoice, questionable refund notice, or something that made you think, “There is no way this is legitimate,” send it to me.

📧 niel@nielflamm.com

Please send me your screenshots and let me know what happened. I may feature some of them in future posts as we look at the creative—and sometimes hilariously bad—ways scammers try to separate people from their money.

Please remove or cover passwords, account numbers, addresses, phone numbers, or other sensitive personal information before sending screenshots.

Maybe it’s time to turn my scam collection into our scam collection.

And until then, Brooke...

Can’t Go.

Read More
scams Niel Flamm scams Niel Flamm

Another $399.99 Subscription? Apparently Geek Squad Is Throwing a Facebook Event

I have another expensive subscription I didn’t know about.

And once again, the scammers were thoughtful enough to invite me to a Facebook event to celebrate it.

This email arrived with the subject:

“Jordan Ramirez invited you to Geek Squad Order confirmed: INV#445016.Amount:$399.99”

According to the invitation, I supposedly paid $399.99 for a Geek Squad PC Protection Plan.

There's just one minor problem.

I didn't.

And if this looks familiar, it should.

🚩 Haven't We Seen This Movie Before?

Just recently, I received another Facebook event invitation claiming that $498.99 had been paid for a subscription through my PayPal account.

That one came from “Agnes V. Burden.”

This time we have Jordan Ramirez, Geek Squad, and $399.99.

Different person.

Different company.

Different dollar amount.

But remarkably similar script.

The invitation claims:

“Bill has paid $399.99 for a subscription using your PayPal account from an unknown seller IP.”

Wait.

Bill is back?!

Apparently Bill has access to my imaginary PayPal account and is having quite a shopping spree.

It would be helpful to sit Bill down and discuss boundaries.

🚩 Facebook Is Literally Warning Me

One of my favorite parts is that the warning is sitting right there at the top of the message:

“Meta did not send this event invitation. Please be cautious when clicking on links or providing personal information.”

Thank you, Meta.

Message received.

That's an important distinction because the sender shown in the email is:

Jordan Ramirez <notification@facebookmail.com>

Someone might see the Facebook-related email address and assume the underlying message must be trustworthy.

But the screenshot itself explains what's happening.

Jordan Ramirez invited me to an event.

The suspicious content is contained inside that event invitation.

A legitimate platform delivering a notification doesn't automatically make the content created by another user legitimate.

🎉 What Time Does My Geek Squad Party Start?

The invitation gives me the traditional Facebook choices:

Going

Maybe

Can't Go

Let's see.

Am I going to my imaginary $399.99 Geek Squad subscription celebration?

I'm leaning toward:

Can't Go.

I have plans that evening.

Specifically, not calling the phone number in this message.

🚩 And There It Is: The Phone Number

The message says that if I don't recognize the purchase, I should contact a:

“Resolution Center”

and conveniently provides a phone number.

That's the part that deserves attention.

The scary $399.99 charge gets your attention.

Geek Squad provides a recognizable brand.

PayPal adds a financial component.

And the phone number provides an immediate way to “fix” the problem.

That's exactly when I'd stop.

If I genuinely thought Geek Squad charged me $399.99, I wouldn't call the number supplied in a suspicious Facebook event.

I'd check my PayPal, credit card, and bank accounts independently.

Then, if necessary, I'd independently find the legitimate contact information for Geek Squad or the financial institution involved.

The suspicious message doesn't provide both the problem and the solution.

🚩 “Pay_Pal” Makes Another Appearance

This is another detail I noticed in both messages.

Not PayPal.

Pay_Pal.

The previous $498.99 subscription invitation used essentially the same wording.

Now this one does too.

So let's compare.

Previous message:

$498.99 subscription.

Facebook event invitation.

Claim involving “Pay_Pal.”

Unknown seller IP.

Phone number to call.

Current message:

$399.99 Geek Squad subscription.

Facebook event invitation.

Claim involving “PayPal.”

Unknown seller IP.

Phone number to call.

That's quite a coincidence.

Or perhaps we're looking at variations of the same social-engineering template.

🧠 The Scam Isn't Really About Geek Squad

That's an important point.

The recognizable company name makes the story believable.

Today it's Geek Squad.

Another day it could be PayPal, Norton, McAfee, Amazon, Microsoft, or another familiar brand.

The psychology is what matters.

You see:

$399.99

Your immediate reaction might be:

WHAT DID I BUY?!

Then you see:

“If you do not recognize this purchase, please contact...”

Perfect!

There's a phone number!

And before you've checked whether the transaction actually exists, you're talking to whoever is on the other end.

That's why urgency is so effective.

The message doesn't necessarily need to survive careful analysis.

It just needs to get you to act before you do careful analysis.

🚩 Don't Call the Number to Find Out Whether the Number Is Legitimate

This seems obvious when you say it out loud, but it's worth repeating.

If a suspicious message tells you that something terrible happened and then provides a phone number to fix it:

Don't use the suspicious message to verify the suspicious message.

Go around it.

Open your actual PayPal app.

Check your bank.

Check your credit card.

Go independently to the company's official website.

If there's no $399.99 transaction anywhere, that's important information.

And if there is an unauthorized transaction, contact the financial institution using independently verified information—not the number supplied in the questionable message.

🏡 Don't Be Passive. Be a Good Neighbor.

This is why I keep sharing these.

I recognize the pattern because I've been documenting them.

Someone else might not.

Someone might see Geek Squad, recognize the name, and panic.

Someone might think their spouse or child bought something.

Someone might worry that their PayPal account has been hacked.

And someone might immediately call.

If you see one of these, don't just delete it and move on.

Warn somebody.

Show your parents.

Show your neighbors.

Show the person who always calls you when something weird appears on their computer.

Report suspicious content through the appropriate platform.

Sometimes being a good neighbor is simply saying:

“Don't call that number. Let's check your actual account first.”

Jordan, I'm Going to Have to Decline

So thank you, Jordan Ramirez, for inviting me to the celebration of my imaginary $399.99 Geek Squad subscription.

Unfortunately:

Going? Nope.

Maybe? Still nope.

Can't Go? That's the one.

And apparently I need to have a serious conversation with Bill, because he keeps buying subscriptions with my imaginary PayPal account.

Follow along at NielFlamm.com/blog for more scam emails, suspicious recruiters, questionable vehicle offers, and whatever strange invitation lands in my inbox next.

Read More
scams Niel Flamm scams Niel Flamm

Apparently My $498.99 PayPal Subscription Is Now a Facebook Event

The scammers are getting creative.

Today I received an email with this wonderfully alarming subject line:

“Agnes V. Burden invited you to Notice: Your Subscription Payment of $498.99 was Paid.”

Wait.

I bought a subscription?

For $498.99?

And Agnes is throwing an event to tell me about it?

I appreciate the invitation, Agnes, but I think I'm busy that day.

🚩 The First Red Flag Is Actually a Giant Warning

This one gets interesting because the email appears to be generated through Facebook's event system rather than simply pretending to be a normal PayPal notification.

And Facebook practically puts a warning label on it for us:

“This event invitation was not sent by Meta. Please be cautious when clicking on links or providing personal information.”

That's not exactly subtle.

The apparent sender address is notification@facebookmail.com, which could make someone think, Well, it came through Facebook, so it must be legitimate.

But that's the trick.

The screenshot indicates that Agnes V. Burden created the event. The event itself appears to carry the scam message.

That's an important distinction: a legitimate platform can be used to deliver content created by someone else.

🎉 You're Invited! Your Money Is Gone!

The event title reads:

“Notice: Your Subscription Payment of $498.99 was Paid.”

Then we get the usual Facebook invitation:

Going | Maybe | Can't Go

I'm struggling to choose the right RSVP.

Going: Yes, I definitely want to attend the disappearance of $498.99.

Maybe: Depends. Will there be food?

Can't Go: Sorry, I have another fraudulent transaction at 1:00.

But then we get to the actual event description:

“Bill has paid $498.99 for a subscription using your Pay_Pal account from an unknown seller IP.”

There are so many questions.

Who is Bill?

Why is Bill spending my money?

Why is PayPal suddenly “Pay_Pal”?

And what exactly is an “unknown seller IP” supposed to mean?

But don't worry.

They've conveniently provided a phone number.

🚩 And THAT Is the Point

The message says that if I don't recognize the seller, I should call the number shown in the invitation.

There's the hook.

The $498.99 isn't necessarily the objective.

The objective may be to make me panic about the $498.99 and call the number.

The FTC specifically warns about this type of subscription-renewal scam. Victims receive notices claiming they've been charged hundreds of dollars for a subscription and are instructed to call a number to dispute it. Once they call, scammers may try to get financial information, persuade the victim to grant remote computer access, or create a fake “refund” problem that ultimately leads the victim to send money. Consumer Advice

In other words:

The fake charge creates the panic.

The phone number gives the scammer a path in.

🚩 This Facebook-Event Version Isn't Unique

Here's what really caught my attention.

I found a strikingly similar report in the Better Business Bureau's Scam Tracker from July 2026.

That report described a Facebook/Meta event invitation claiming a $749.49 MetaPay payment, complete with the same warning that the event invitation wasn't sent by Meta. The event then instructed the recipient to call a phone number if the payment was unauthorized. BBB categorized that report as phishing. Better Business Bureau

Different amount.

Different supposed transaction.

Different phone number.

Very similar playbook.

That's a useful reminder that scammers don't always need to spoof an entire company's email system. Sometimes they can abuse legitimate features—event invitations, calendar invites, shared documents, comments or other notifications—to get their message delivered.

💰 So What Should I Do About My $498.99?

First, I'm not calling the number in the invitation.

I'm also not clicking anything in the event to “resolve” the supposed charge.

If I were genuinely concerned that $498.99 had been charged through PayPal, I'd independently open the real PayPal app or website and inspect my transactions.

I'd also check the bank or credit-card account connected to it.

The FTC recommends that same approach for suspicious subscription notices: check your actual financial accounts, and if you need to contact the company, use contact information you know is legitimate—not the phone number supplied in the suspicious message. Consumer Advice

If the $498.99 transaction isn't there?

Then there's nothing to refund.

And there's certainly no reason to call Agnes.

🧠 The Psychology Is Better Than the Grammar

What makes this scam potentially effective isn't perfect spelling or a sophisticated story.

It's the number:

$498.99

That's large enough to make someone panic.

You don't stop to analyze “Pay_Pal.”

You don't wonder why a financial transaction has become a Facebook event.

You don't ask who Bill is.

You see:

YOU JUST LOST $498.99.

Then:

CALL THIS NUMBER.

That's social engineering.

The scammer doesn't need you to believe the entire story.

They just need you to become concerned enough to take the next action.

🏡 Be a Good Neighbor

I've said this before, and I'll keep saying it.

If you see something like this, don't be passive.

Tell your parents.

Tell your grandparents.

Tell your friends.

Tell the neighbor who isn't particularly comfortable with technology.

Share screenshots.

Report suspicious messages.

The FTC even recommends talking to someone you trust—a friend, family member, or neighbor—when you're unsure whether something is a scam. That second set of eyes can interrupt the panic that these schemes depend upon. Consumer Advice

You might recognize it as suspicious right away.

Someone else may see $498.99 and think their money is disappearing.

Sometimes being a good neighbor is simply saying:

“Don't call that number. Let's check your actual account first.”

Agnes, I'm Going to Have to Decline

So, Agnes V. Burden, thank you for inviting me to the celebration of my imaginary $498.99 subscription.

Unfortunately:

Going? No.

Maybe? No.

Can't Go? Absolutely.

And I'm definitely not calling your phone number.

Follow along at NielFlamm.com/blog for more scam emails, questionable TikTok car deals, suspicious recruiters, and whatever creative nonsense lands in my inbox next.

Read More